Livingston, Short Hills, West Orange and Springfield real estate and homes for sale in New Jersey - Stan Kay, REALTOR® REALTOR® Logo - NUMBER1EXPERT™ NUMBER1EXPERT™ Logo

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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 908-209-4615.

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Testimonials
Welcome > Agent Info > Testimonials ...

Read What People Are Saying About Me 

I always ask my clients to write or email me, and tell me truthfully how they appreciated my service to them. Their feedback is so important! Here are a few highlights of what people are saying about me... 

"Arunbabu Sivagaminathan Says"
"Your Service is Remarkable!"

"Arunbabu Sivagaminathan"
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"Great Job!!"
"Thanks for making our dreams come true"

"Jodee and Ian Telfer offer an opinion"
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"Joanne Glasgow Shares Her Story"
"I never met anyone who worked harder for me than Stan"

"Joanne Glasgow"
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"Other Realtors Have Their Say"
"It was a pleasure doing business with you."

"Shelly"
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"Thanks So Much !!"
"You stuck with us when everything with the deal was difficult."

"Michele and Fabian"
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"Thanks So Much"
"What mattered most to me is how reliable you have been through the entire process always keeping appointments and being on time"

"Irina Singer gives her opinion"
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Real Estate Tips
Financing Your Home >Who Pays the Points

When home buyers shop for financing, they must consider two important factors--the interest rate and the points. Each point is equal to one percent of the mortgage amount. If you are selling a home, the buyers may ask you to share the points with them.

The buyer usually pays the points. But if the offer is attractive and will give you the amount you want, paying one or more points might be a good idea. When a contract is presented, your real estate agent will go over the price and terms to help you calculate the net price you will receive. If the offer isn't strong enough or has risky contingencies, you might make a counter offer to increase your profit on the sale by eliminating the points from your selling costs or by increasing the price to help you absorb additional costs you will pay.

In some cases, buyers with limited cash may need some assistance from the sellers to make the transaction work. Your real estate agent will help you look at the total picture and the buyer's overall qualifications, so that you can make a decision based on the bottom line.

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Real Estate Trivia
Q 
What is the mysterious American island whose private owners are intent on preserving the ways of early island life?

A 
The Robinson Family, owners of Niihau, Hawaii, have done everything in their power to preserve traditional ways.
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Stan Kay, REALTOR®, real estate agent and broker for Livingston, Short Hills, West Orange and Springfield, New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Stan Kay
Keller Williams

488 Springfield Ave
Summit, 07901
OFFICE: 973-376-0033 x 220
FAX: 973-376-1088
CELL: 908-209-4615
STAN@STANKAY.COM


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